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Answers You Need

Understanding your credit is not always easy. We’ve put together some of the most common questions and answers below to help explain the basics. If your question isn’t answered, get in touch with us and we’ll be happy to help.

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  • WHY SHOULD I CHOOSE YOUR COMPANY?
    We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
  • HOW LONG DOES IT TAKE TO SEE RESULTS?
    You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
  • WHAT WILL I GET WHEN I SIGN UP FOR THE PROGRAM?
    Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.
  • HOW LONG WILL I NEED TO STAY IN THE PROGRAM?
    Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
  • HOW WILL YOU GET MY CREDIT REPORT?
    There are a few different ways we can do this. You can sign up for something like Privacyguard.com, which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report. You can also upload them to an online portal and send them to us that way.
  • IS A 3 IN 1 REPORT BETTER?
    Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.
  • CAN YOU WORK ON MORE THAN ONE INACCURATE ACCOUNT AT A TIME?
    We can challenge as many as you want at a single time, the choice is yours.
  • WHO QUALIFIED FOR THE FAMILY PLAN?
    Anybody who you decide need credit repair can get the family plan. You do not have to be married.
  • WHO WILL YOU SHARE MY INFORMATION WITH?
    Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process.
  • WILL YOUR SERVICE HELP ME GET A HOME LOAN?
    By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.
  • DO YOU DISPUTE WITH COLLECTION AGENCIES AND CREDITORS?
    Yes, when necessary we will dispute inaccurate information with collectors and creditors.
  • CAN I START NOW?
    Yes! Fill out the form on the website and someone will be in contact with you within 24 business hours.
  • IS CREDIT REPAIR LEGAL?
    ​Yes, credit repair is legal, and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore, most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this, and we are very skilled at that.
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